Holloway & Sterling · Sibiu
Fiduciary Capital Protection for What Truly Matters
We structure, shield, and sustain wealth across generations — with rigorous fiduciary accountability at every step.
A Firm Built on Obligation, Not Commission
Holloway & Sterling was founded in Sibiu in 2011 with a single governing principle: the client's interest is the only interest that matters. Unlike product-distribution platforms that earn from placement fees, we operate on a transparent advisory mandate. Every recommendation we make — whether a Luxembourg insurance wrapper, a diversified multi-asset structure, or a sovereign-bond allocation — is evaluated against your preservation objectives first. Our advisers hold individual fiduciary accountability, and every client engagement begins with a signed fiduciary declaration. In the deep-ochre light of our historic Sibiu offices, we have guided over 180 families through market dislocations, regulatory shifts, and generational transitions without compromising that obligation.
Why Clients Choose Holloway & Sterling
Four pillars that define our fiduciary approach to preserving capital across decades.
Signed Fiduciary Mandate
Every engagement begins with a legally binding fiduciary declaration. You receive written confirmation that our advice is governed solely by your preservation goals — no undisclosed third-party incentives, no hidden distribution fees.
Multi-Jurisdiction Structuring
We design protection structures that span Romanian, Luxembourgish, and Liechtenstein legal frameworks, giving you access to the strongest creditor-protection and succession mechanisms available to EU-resident clients.
Generational Time Horizon
Short-term volatility is noise; long-term compounding is signal. Our portfolio models are stress-tested over 25- and 50-year horizons, with liquidity layers calibrated to each family's anticipated capital events.
Transparent Fee Architecture
We charge a single, clearly disclosed advisory retainer. There are no custody kick-backs, no insurance trail commissions, and no hidden spreads — a standard that remains rare in the Romanian advisory market.
“After selling our manufacturing group in Cluj in 2019, we needed to move a substantial sum into a structure that would survive us and protect our children's inheritance. Holloway & Sterling built a Luxembourg insurance wrapper within three months — it passed two Romanian tax audits since then without a single issue. I sleep considerably better.”
Radu Moldovan, former shareholder, Cluj-Napoca
Begin with a Confidential Consultation
All initial conversations are covered by professional secrecy and carry no obligation. Discover how a fiduciary mandate changes the quality of advice you receive.
Sibiu as Our Home — Romania and the EU as Our Scope
Sibiu's position as a historical commercial crossroads — its warm timber-framed facades carrying centuries of merchant prudence — feels like the right address for a firm that prizes durability over trend-chasing. From here, we serve clients from Bucharest to Vienna, from Timișoara to Luxembourg City. Romanian residents face a particular combination of currency risk, regulatory evolution, and cross-border succession complexity that generic pan-European advisers rarely understand in full. Holloway & Sterling has spent over a decade building expertise specific to this intersection, and our midnight-coral branded client portal — a deep, composed palette that signals seriousness without austerity — reflects the confidence we aim to give every client who entrusts us with their legacy.